तेज नागरी सहकारी पतसंस्था मर्या.

Banking that treats you like family

Two decades of personalised service for the Narhe community — deposits, loans and guidance, all in one trusted place.

Loans for every milestone

Fast business & personal loans, minimal paperwork

From a 100-day working capital boost to gold and mortgage loans — quick approvals with member-friendly rates.

Save with confidence

Grow your savings, secure your family's future

Fixed deposits, recurring deposits, Lakshadhish Yojna and the doorstep Pigmy scheme — pick what fits your life.

18+

Years of Service

5,000+

Happy Members

₹25 Cr+

Assets Managed

12+

Financial Products

About Our Society

Built on trust, since 2005

Tej Nagari Sahakari Patsanstha Marya. is a pillar of financial strength for the Narhe community in Pune. As a cooperative credit society, we operate on the principles of mutual aid and democratic member control.

Founded with the vision to make banking accessible to every section of society, we've grown from a small local initiative into a trusted institution serving thousands of members across Pune.

What sets us apart is personal attention — every member is known by name, and every solution is tailored to the life behind the application.

Our Vision

To be the most trusted community-based financial institution in Pune — recognised for inclusion, ethics and member prosperity.

Our Mission

Deliver affordable, reliable financial solutions through cooperative values that lift our entire community.

Member-first

Decisions made by members, for members — no shareholders to please, only families to serve.

Proven track record

Eighteen years of steady growth, transparent operations and prudent financial management.

Why Choose Us

More than banking — a promise of service

The advantages our members rely on every single day.

365 Days, Extended Hours

Service every day of the year with extended morning and evening hours — banking that fits your schedule.

Free Locker Facility

Safe deposit lockers free for qualifying members — accessible early morning to late evening, even on holidays.

Member Insurance Cover

Accidental cover up to ₹10 lakh and medical assistance up to ₹5 lakh for eligible shareholding members.

Safe & Transparent

Prudent investments, audited accounts and clear loan terms — your hard-earned money stays protected.

Financial Position · FY 2025

Strong balance sheet, steady growth

Transparency is non-negotiable. Here's a snapshot of our financial standing — audited, published, and the basis of every member's trust.

Net Profit

₹ 36.9 L

Audit Class

A

Share Capital

₹ 3.03 Cr

Reserve & Other Funds

₹ 8.45 Cr

Total Own Funds

₹ 11.48 Cr

Total Deposits

₹ 25.00 Cr

Loans Disbursed

₹ 18.62 Cr

Investments

₹ 9.74 Cr

Deposit Schemes

Secure your future, on your terms

From everyday savings to long-term investments — pick the scheme that fits your goals.

Savings Account

Everyday banking with quarterly interest, no minimum balance and free passbook.

Fixed Deposit

Tenures from 1 month to 5 years, higher rates for senior citizens, auto-renewal.

Recurring Deposit

From ₹500/month — build a corpus with guaranteed returns and flexible tenure.

Lakshadhish Yojna

5-year savings plan with bonus benefits and insurance coverage included.

Tej MIS

Monthly Income Scheme — fixed payout, quarterly compounding, perfect for retirees.

Pigmy Deposit

Doorstep daily collection from just ₹10 — disciplined saving made effortless.

Loan Schemes

Financing for every chapter of life

Member-friendly terms, transparent rates and people who actually understand your needs.

100 Days Business Loan

Quick approval within 24 hours, minimal paperwork — perfect for working capital.

Apply Now

Personal Loan

Up to ₹10 lakhs for weddings, education or medical needs. No collateral required.

Apply Now

Gold Loan

Up to 75% of gold value, lower rates than personal loans, safe custody guaranteed.

Apply Now

Mortgage Loan

Long tenures up to 15 years against residential or commercial property.

Apply Now
Recognition

Awards and accolades

Two decades of service, recognised across the cooperative banking sector.

2024

Best Cooperative Society – Pune Region

Recognised for outstanding member service and community impact.

2023

Excellence in Financial Inclusion

Awarded for the doorstep Pigmy programme reaching daily-wage earners.

2022

Trusted Brand Award

Voted by members for transparency, reliability and personal service.

2021

Audit Class 'A' Certification

Awarded by the Cooperative Department for sound financial management.

Board of Directors

The leadership behind our growth

A team rooted in the Narhe community, guiding the society with care and accountability.

RS

Ramdas Shankar Chorghe

Chairman

VV

Vijay Vishnu Sargar

Vice Chairman

ST

Shashikant Tanaji Dharpale

Secretary

MR

Manisha Ramdas Chorghe

Director

RT

Ravindra Tanaji Dalvi

Director

GS

Ganesh Shankar Chorghe

Director

RR

Ravindra Ramesh Kendale

Director

OR

Omkar Ramdas Chorghe

Director

PV

Piyush Vijay Sargar

Director

HS

Hemangi Shashikant Dharpale

Director

VV

Vimal Vijay Sargar

Director

PG

Pallavi Ganesh Chorghe

Director

RS

Ramdas Shankar Chorghe

Chairman

VV

Vijay Vishnu Sargar

Vice Chairman

ST

Shashikant Tanaji Dharpale

Secretary

MR

Manisha Ramdas Chorghe

Director

RT

Ravindra Tanaji Dalvi

Director

GS

Ganesh Shankar Chorghe

Director

RR

Ravindra Ramesh Kendale

Director

OR

Omkar Ramdas Chorghe

Director

PV

Piyush Vijay Sargar

Director

HS

Hemangi Shashikant Dharpale

Director

VV

Vimal Vijay Sargar

Director

PG

Pallavi Ganesh Chorghe

Director

Member Stories

What our members say

"Their gold loan helped me expand my business when banks turned me down. Ten years on, I'm still loyal."

Rajesh Patil

Small Business Owner

"Tej MIS is perfect for me. Monthly interest covers my expenses, and the staff treats me with real respect."

Sumitra Deshpande

Retired Teacher

"Pigmy is a blessing. The collector comes every evening — I've saved more in one year than ever before."

Sunita Waghmare

Domestic Helper

News & Updates

Latest from Tej Nagari

View all

12 Mar 2026

New Lakshadhish Yojna rates announced for FY 2026-27

Higher interest on long-tenure savings, with added insurance benefits for members.

Read more

02 Feb 2026

Pigmy collection now live in five additional Narhe pockets

Expanding doorstep daily saving to more streets and small businesses.

Read more

15 Jan 2026

Annual General Meeting 2026 – key resolutions

Highlights from our 18th AGM, profit declaration and member dividends.

Read more
Get In Touch

Visit us or send a message

We're here to answer questions about membership, deposits or loans. Walk in or reach out — we'll get back to you the same day.

Address

Shop No. 5, Shreeji Complex, Narhe, Pune - 411041

Near Sai Mandir, Mumbai-Bangalore Highway

Phone

+91 70704 01002

+91 2024 56789 (Office)

Email

info@tejpatsanstha.com

support@tejpatsanstha.com

Working Hours

Mon – Sat: 10:00 AM – 6:00 PM

Sunday: Closed

Send us a message